16. We see from daily experience what shameful and accursed vice covetousness is, and what harm it does, especially in high office, whether clerical or lay. If the money fiend has taken possession of a pastor’s or preacher’s heart, so that he, like the rest of the world, only aims at securing for himself great riches, then has he already, like Judas the traitor, fallen into the jaws of the devil, and is prepared, for a few pieces of silver, to betray Christ and his Word and his Church. Thus has the Pope, in order to secure and maintain his riches and dominion, introduced, in the name of God and the Church, all sorts of idolatries and abominations, and has openly led multitudes of souls to the devil, so filling men with the false terrors of his ban that no one dares to say a word against it.
17. How harmful it is in civil governments when lords and princes are dominated by this shameful vice, aiming to appropriate everything to themselves. Thereby they forget to exercise their princely office so as to be of help to the land and people over whom, for this purpose, they have been placed as lords, and thus they forfeit the commendation and love which, with all honor and praise, they should receive as the fathers of their people and country. They do not concern themselves about the spread of God’s Word, the administration and support of churches and schools, the proper instruction of the people, or the maintenance of law and order among their subjects. They permit destitute pastors, with their children, widows and orphans, to suffer injustice, violence and want. In the meantime they go about with their tax lists, and only consider how they may collect money enough for their excessive expenditures and pomp. And when this does not suffice, they flay and tax their poor subjects to such an extent that they themselves fall into perplexities and difficulties which must bring poverty and ruin upon themselves, their land and their people. Or if, in their avarice, they have already accumulated enough to make them think they are quite rich, then, in order to carry out their undertakings, they involve themselves in manifold strange dealings and affairs that finally, to their own punishment, they bring upon themselves great burdens and ruin.
18. What a dreadful disaster and ruin has been brought upon Germany merely by the shameful and accursed usury which has everywhere gotten the upper hand, so that there is no longer any check or restraint to it, especially as those who should check it are themselves mixed up in it.
Nowadays every one who has the power, by means of his money, impoverishes his neighbors, and thereby sets God and conscience aside.
Thus, with open eyes, and with an evil, self-accusing conscience, he speeds off to hell, burdened with the curse that has been pronounced upon the abominations of covetousness, — the curse, that he shall not himself enjoy such property in peace and tranquility as has been gained by usury, but either himself shall lose it by God’s visitation or it shall not descend to his heirs. Upon such un-Christian doings must come the fearful wrath and punishment of God, which alas! we have long ago greatly deserved; and the time must come when he will turn us out of doors, together with the Turks and other terrible plagues, so that, since we would not heed his Word and admonition, he himself may put a forcible end to this godless business.
19. This the believer avoids and escapes who, with good conscience and godly fear, occupies his station in life peacefully and quietly, and is satisfied with the things that God gives him. He does not expose himself to the dangers of temptation or snares. If the money fiend has taken possession of a pastor’s or preacher’s heart, so that he, like the rest of the world, only aims at securing for himself great riches, then has he already, like Judas the traitor, fallen into the jaws of the devil, and is prepared, for a few pieces of silver, to betray Christ and his Word and his Church.
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