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| "Give me $100, 000 and I can make you a pastor...maybe." |
Icha-posts dealing with seminaries are listed chronologically along with a summary (and some with added commentary) from September 9, 2010 to the present.
CFWCFW May 5, 2011 CFWCFW
Graphic: A seminarian gets his first student loan bill after graduation and call day. After recovering from sticker shock, he has an "I could've had a V8" moment. He bemoans the fact that for the same cost and fewer years, he could have graduated from Yale Divinity School, a more recognized, prestigious school whose degree would offer more academic possibilities and a better sheepskin effect. Though this student undoubtedly received financial aid at a LCMS Concordia, one can assume that all seminaries are as generous with financial aid, if not more so, and nineteen out of twenty seminaries are not as expensive to start with:
Seminary Graduate Face Palms, May 5, 2011, Icha-blog
Sheepskin effect: ehow.com
CFWCFW May 3, 2011 CFWCFW
Highlights: Dr. Jackson laments that not many are interested in confessionalism nowadays. Thus any research into the real history of the doctrine of the synodical conference won't make a difference, certainly not enough to close a seminary. The ennui concerning confessionalism set in because people didn't have enough information, so a stalemate ensued, but once there is complete information, the ennui might lift.
Besides, even Rome fell when people no longer believed its founding myth, and one would think the same would happen to a synod that's based on a faulty founding myth, i.e., that CFW "Yoda" Walther (you’ve got to admit there’s a resemblance) passed down forgotten Lutheranism/"the ways of the Jedi" to naive 19th century Luke Skywalkers/Reformed-leaning Lutheran German immigrants at St. Louis/Planet Dagobah. Like Skywalker, President Harrison may yet find out who his true father is: Nooooooo!
Graphic: President Harrison with his doctrinal DNA paternity test kit, Icha-blog, 14 Jun 2010
Graphic: “I’m with the plagiarist” t-shirt, Icha-blog, June 8, 2010
Forgetting Luther and Christian Doctrine, Icha-blog, May 3, 2011
CFWCFW May 3, 2011 CFWCFW
Highlights: An Icha-critic alleged that the LCMS Concordia seminaries don't require nearly twice as many class hours as needed for an accredited M Div. Bruce Church establishes without a doubt the LCMS Concordia seminaries do require nearly twice as many credit hours, or two years' worth of credit hours more than is needed, not to mention all the non-credit requirements piled on the students during the entire marathon stint, e.g., four years of field education now instead of just two.
The Ichi-critic says the seminary has had the same requirements for at least the last 41 years (since the 1970s), but up through the 1970s attending seminary cost next to nothing. Legally, everything changes when someone goes from providing services for free to people paying dearly for those services. Santa Claus could never be charged with fraud, but if he started selling wares, he could be. Now students are being shortchanged a degree since they put in the work for two degrees but only receive one.
In the process of being overworked though, seminarians are amassing serious educational debt while attending seminary, thereby adding to the US national debt via Sallie Mae and other govt-backed student loan providers. So the seminary is no different than contractors selling the Pentagon $600 toilet seats and $500 hammers, except the seminary is selling sheepskins.
Just because the seminaries have been shortchanging seminary students ever since the 1970s or before doesn't mean it is right, or that their program should be grandfathered. The department of education at least ought to make the students sign a statement of informed consent saying they know they are getting ripped off but don’t care.
Other seminaries give two degrees for the same amount of study, and grant more and more credit toward the degree for distance learning. The fact that "the system" at the LCMS seminaries has largely remained essentially the same for so long, puts the lie to the seminaries’ claims online that their curriculum is under "continuous review." Besides, one criterion for that review can't be that they are giving every student a square deal.
It seems the criterion that trumps all others in these reviews is that the curriculum must generate enough money, and require enough student residency, to give a raison d'etre for a redundant seminary campus and faculty.
The situation is similar to that of the postal service today (or lighthouse keepers losing their jobs to automation during the Great Depression, or today's public schools vs. private and charter schools debate). They can't end Saturday delivery and close unprofitable post offices even though they are largely superfluous and increasingly a money loser in the age of the internet. Doing so would lead to the end of their postal monopoly since private carriers are more efficient at delivering mail five days a week while charging extra for Saturday delivery, if they offered it at all.
One can see that in the case of the postal service and synod, the debate is no longer about keeping the cost of mail delivery/instruction down, and avoiding becoming an unending taxpayer/churchgoer liability or money drain, but instead is about preserving the maximum number of redundant union postal jobs/tenured faculty positions to man unneeded post office branches/an unneeded seminary campus.
The LCMS will remain uncompetitive with other denominations and churches due to its inefficiencies. Similarly, the fact that Europe has much more efficient medical and postal delivery systems while the US systems remain antiquated means that the US will be at a disadvantage economically, and thus the US national debt will continue to soar while European national debts shrink. Ironically, Europe's postal systems are all privatized, or liberalized, as they prefer to call it.
Even if the two LCMS seminaries fortify their endowments and otherwise stay in the black, the cost of delivering instruction will be very high per student, and even if that cost is borne in large part by the student, other areas of ministry will suffer. After Concordia St. Louis' endowment reached $80 million and Ft. Wayne built a new library, I was not surprised that President Harrison had to lay off fifty-five synodical workers (and counting), and admit the synod could only afford fifty foreign missionaries. Furthermore, he was the force behind the issuance of a special issue of the Lutheran Witness focusing on the plight of the synodical budget.
Finally, if the high cost of seminary education is largely borne by the seminarian, their starting pay must be higher to pay off student loans, and hence hundreds of LCMS "non-calling" churches will continue to never be able to afford a pastor who not nearly retired. It might be advisable for those churches to break off and form another synod that provides them regular ministers able to work with lower starting salaries:
Bruce Church Answers ELCA Pastor (LCMS Backslider) Bruce Foster, May 3, 2011, Icha-blog.
Rev. Bruce Foster, Icha-critic, ELCA roster, pastor of a 100% lily white church in Ellison Bay, WI: elca.org
[snippet] The M.Div. curriculum of Concordia Seminary is under continuous review in order that, with suitable revisions, it can prepare men more thoroughly to serve the church of today.
Station and Branch Closures, Five-Day Delivery:
Acts of Surrender, With the Battle’s Outcome in Doubt
American Postal Workers Union Web News Article #089-09, July 31, 2009, apwu.org:
[snippet] Closing stations and branches and reducing mail delivery to five days per week “will unquestionably have a negative effect on the postal monopoly,” APWU President William Burrus told a House subcommittee at a hearing…
Voucher plan for other Wisconsin cities creates fears, cheers
Debate covers effect on public education, May 11, 2011, jsonline.com
Liberalization or privatization of European postal systems, wu.ac.at
steadfastlutherans.org, May 11, 2011:
[snippet] On the expense side of the ledger, the Lutheran Witness article, page 1, tells some very important stories: 1) LCMS World Mission has been a budgetary “black hole,” sucking in millions of unrestricted funds from other areas EVERY YEAR; 2) Fan into Flame, though well-intentioned, cost significantly more and raised significantly less than projected; 3) 25% of synod-national office unrestricted funds go to service historic debt of the Concordia University System! OUCH!
CFWCFW April 30, 2011 CFWCFW
Highlights: All the synodical schools string mediocre students along to keep up the student body and finances, but then don't give them calls, or give them a one-year duration call and then that's it. Moreover, when they are waiting long periods for a call that never comes, they are not told that they'll never receive a call. If they only knew that, at least they wouldn't throw away even more years, and good money after bad:
Ben Wink on Evaporative Calls (see the comments, too), Icha-blog, April 30, 2011
CFWCFW April 29, 2011 CFWCFW
Highlights: ALPB contributor George Erdner suggests that people in the ELCA ought not go out of their way to encourage people to attend seminary given how the denomination is shrinking. Bruce Church wonders why that notion never crossed the mind of any leader in the LCMS given that the LCMS is shrinking by 25,000 members, or by one percent every year. The LCMS has 2.3 million baptized members in some 6,200 congregations and more than 9,000 pastors, but many of those churches are non-calling or are dual or triple parishes (or ought to be). Moreover, why would anyone go the long and expensive pre-sem and M Div route when they know that the synod could fill any number of empty pulpits virtually overnight with alternative route pastors?!:
Largest 25 Denominations/Communions from the 2011 Yearbook of American and Canadian Churches , hartsem.edu:
[snippet] 13. The Lutheran Church-- Missouri Synod (LCMS), 2,312,111 members, down 1.08 percent [from 2010]
No, This Approach Is Not Growing the ELCA Seminaries, Icha-blog, April 29, 2011
CFWCFW April 27, 2011 CFWCFW
Highlights: The ELCA is looking to merge its Pacific seminary
with another school. Bruce Church comments that the ELCA needs to learn some tricks from the LCMS, such as requiring more credit hours, and not telling the alternative route students that they could receive an M Div at many seminaries for about the same amount of time and effort they expend at the Concordia seminaries. Pacific seminary only requires 90 credit hours for an M Div, while the LCMS Concordias require an unheard of 47 and 49 more credit hours, in other words 137 hours at Ft. Wayne and 139 credit hours at St. Louis. If the LCMS really needs pastors with that much training, they ought to issue two degree then:
ELCA Can Learn from the LCMS System, Icha-blog, April 27, 2011
CFWCFW April 21, 2011 CFWCFW
Highlights: Just three weeks before Call Day 2011 there were only ninety LCMS congregations requesting seminarians, while 174 seminarians were eligible. There must have been a massive amount of arm-twisting the last few weeks since only a few sem graduates went without calls in 2011, compared to about 30 who went without calls for a while in 2010. They might want to modify the name of Call Day to Call/File at the Unemployment Office Day:
Half the LCMS Seminary Graduates without a Call.
Luther a Johnny One-Note? Icha-blog, April 21, 2011
From the LCMS South Wisconsin District “DP Vantage Point” e-Newsletter 4-13-11, lcms.org:
[snippet] Candidate placement: Talking with the placement director at one of our seminaries this past week, here’s a third hand update on the call situation for new grads. I am told that there are 174 grads eligible for placement. Between the two seminaries we have something like 90 congregations requesting candidates. For those of us who serve in the office of the Holy Ministry there is a deep sense of concern and sadness about this situation. It is certainly something to lift up to the Lord of the church, asking that he would provide places where these men could serve his church.
CFWCFW April 14, 2011 CFWCFW
Highlights: Seminaries overcharge their students so they must take out large student loans to hand over to the seminaries, especially for doctorates. Dr. Jackson observes that many professors at Lutheran seminaries are hardly Lutheran at heart:
Fraud and Peculation in Modern Theology. Future Book Reviews, Icha-blog, April 14, 2011
CFWCFW March 30, 2011 CFWCFW
Highlight: Dr. Jackson notes that he's never seen a detailed pie chart from the synods showing precisely where income comes from and where it goes. The LCMS contribution to their seminaries would surely look more a line than a pie slice. He also notes that President Harrison is studious like Jack Preus, and none of the presidents between them were as studious. President Harrison knows how to enthrall the LCMS "bronzies" who adore CFW Walther and the leaders of that generation even though in Dr. Jackson’s estimation, Walther only had a few good points.
Pr. Harrison discusses "unity," which Bruce Church mistakenly thought may allude to recent discussions on the Icha-blog, but probably deal with the barely submerged liberal vs. conservative war in the LCMS:
Bruce Church's Posts May Be Finding Their Mark, Icha-blog, March 30, 2011
CFWCFW March 29, 2011 CFWCFW
Only half of the seminary student bodies nowadays are traditional M Div single students. The rest are married before coming to the seminary. The M Div process is so tedious and expensive it makes sense for the student to marry at some point so the wife can help put him through school. It’s a two-person job now. Besides, being a single student around so many married students with their wives and families around makes one feel like the odd man out.
Now the unused dorm rooms at St. Louis seminary are being converted into office space and a food pantry for all the families to enjoy. Due to tuition and book expenses, they really do need a robust and free food pantry, and students and their families probably are disqualified from receiving federal food stamps.
Ironically, the seminary just laid off professors due to the recession, but now they have ample money for big renovations.
Commenters note that the synod barely gives any money to the seminaries, but the synodical bureaucrats make sure they receive their paycheck on time. Priorities! Unfortunately, no synodical president will move to close one of the two seminaries or streamline the Concordia U system since bureaucrats know that if they gore someone else's ox, what goes around comes around.
The comments on this post include excerpts and links to articles about the recent discussion about closing a seminary, and how mission creep led both seminaries to end up catering to married and alternative route students, especially now that the pre-sem pool of students is drying up.
Ironically, the just described mission creep may have led the seminaries to become the opposite of what they were, especially after the pool of pre-sem candidates (i.e., the more academic students) shrank, and Ft. Wayne expanded its Walther library:
Wikipedia: Concordia_Theological_Seminary, Ft. Wayne
[snippet] Concordia Theological Seminary was at one time considered the practical seminary of the LCMS while Concordia Seminary in St. Louis was considered the academic seminary. Some say those distinctions have now reversed.
Re-Gentrifying Our Lady of Sorrows (Concordia, St. Louis), Icha-blog, March 29, 2011
CFWCFW March 28, 2011 CFWCFW
Graphic: Walther's seminary in Antebellum St. Louis is reminiscent of Babylon which relied on the river for its wealth by trade, especially the slave trade, and the dominance that brought. Walther's churches and seminary were only four miles from the largest slave auction in Missouri--on the steps of what now is called the Old Courthouse. St. Louis was one of those peripheral cities that benefited from the Southern slave economy but escaped destruction during the Civil War.
Like Babylon, St. Louis became a fortress for false doctrine. Calvinists had always called Lutherans synergists for teaching justification by faith, using the same arguments against Lutherans as they did against Armenians. Because of the state-backed merger of the Reformed and Lutheran churches, Calvinists were able to use these arguments against true Lutherans from within their own church. Walther just carried on this tradition in America, recruiting immigrants from Germany schooled in the same Reformed-Lutheran doctrine. Even now the EKD church in Germany is a mix of Lutheran, Union (Lutheran-Reformed) and Reformed Churches.
Now, however, with the increase in information available to the masses, the doctrinal controversies of the late 19th C are coming to the fore, but ironically, the LCMS is entirely focused on the lack of monies coming in to the districts, synods and seminaries, exactly what one would expect from Babylon:
The Evangelische Kirche in Deutschland (EKD)
Google: walther missouri synod "defense of slavery":
Walther Did Not Teach Justification by Faith from Luther,
But Justification without Faith from Halle University, Icha-blog, March 28, 2011
Graphic: Walther Did Not Teach Justification by Faith from Luther,
But Justification without Faith from Halle University, Icha-blog, March 28, 2011
CFWCFW March 26, 2011 CFWCFW
Highlight: The two LCMS seminaries are determined to last even past judgment day, somewhat reminiscent of the determination of the Tower of Babel builders. However, they seem oblivious to their Sword of Damocles situation. All that would need happen to put them both in an existential crisis would be for the US Dept of Education to rule that they will no longer back student loans to cover instruction beyond what is required for a degree. Right now a Master of Divinity should only takes 72 credit hours, but the Concordia seminaries delay handing over the diploma until the student has passed 137 or 139 credit hours.
Another existential crisis would be if the Concordia U's handled more seminary classes as they do the pre-sem classes. Moreover, the Concordia U’s could teach classes satisfying the alternative routes to ordination requirements. (A December 28, 2010 Icha-post comment says they are already itching to do just that.)
The situation is similar to how community and junior colleges teach more and more classes, and colleges and universities teach fewer and fewer, and merely transfer and apply the credits toward higher degrees. This would allow many students to live at home and commute to Concordia U’s, which is often cheaper than residency at a university or seminary campus. It would also allow for a more leisurely part-time pace, taking one or two classes at a time.
The seminaries may only need to teach, say, 35 credit hours, or at most 72 credit hours, in house, and all the rest of the classes could be transferred and applied toward the M Div. That means the Concordia U's could teach 102 or 104 credit hours worth of seminary classes for the currently configured $500 hammer M Divs (i.e., the 137/139 credit hour M Divs).
Obviously, only one seminary would then be required under any such arrangement, and perhaps that one remaining seminary could be moved to a Concordia U campus. So many seminaries around the world are located on university campuses and share a library, professors, and other resources, and many are just departments or colleges of a university, so I don’t know why the LCMS needs a standalone seminary, let alone two:
Bruce Church on Using Government Funds To Create Seminary Sinecures, Icha-blog, March 26, 2011
CFWCFW March 23, 2011 CFWCFW
Highlights: Dr. Jackson writes that if the synods got rid of their misfits and alcoholic pastors, they'd have plenty of slots open. But nepotism and cultivation of bloodlines are the rule when it comes to handing out sinecures and franchises. If anyone writes a letter about some abuse or a certain abusive person, it is just used as evidence against the writer, i.e., shoot the messenger, or the Joseph treatment (Gen 37:02):
Bloated Hours, Bloated Costs at Lutheran Seminaries,
Revealed by Bruce Church, Icha-blog, March 23, 2011
More on the Bloat, Icha-blog, March 23, 2011
CFWCFW March 21, 2011 CFWCFW
Highlights: A Methodist seminary professor writes on the dire state of Methodist seminaries. But alas, the situation he describes pales in comparison to the situation in Lutheran seminaries. He describes the escalating tuition, bloated class requirements, the undermining of the M Div route to the ministry by the introduction of alternative routes to ordination, the lowering of academic standards, and the distortion of ministerial training to make pastors into counselors, social justice activists, CEOs, and lately ecologists. All that can be found in the LCMS seminaries, even the ecology part:
Essay Backs Bruce Church's Arguments about Seminary Education, Icha-blog, March 22, 2011:
Is It Time to Write the Eulogy?: The Future of Seminary Education,
by Frederick Schmidt, patheos.com, March 21, 2011:
[snippet] Our seminaries are dying and the Master of Divinity degree has been discredited.
CFWCFW March 5, 2011 CFWCFW
Highlights: LCMS seminarians need more financial aid, but synodical monies go to pay six-figure salaries to pencil pushers, to overseas missions with a lot of overhead costs imposed on them by the synod HQ, and so synodical leaders can play Santa Claus to troubled parts of the world with Thrivent money and designated offerings. Charity to, say, earthquake and tsunami survivors is definitely something that the synod could, without apology, outsource to highly rated charities that specialize in that sort of thing, and know how to stretch every dollar:
Seminarians Plea for Mercy from Harrison, Icha-blog, March 5, 2011
CFWCFW February 28, 2011 CFWCFW
Graphic: While the LCMS has a $1.16 billion budget, only $150,000 goes to each seminary. The seminarians can see all the money being spent right around them, but can't tap into any of it. It's as though the seminarians were in a lifeboat in the middle of the ocean and thirst mightily due to a lack of drinking water. Sure, the seminaries say that they give a lot of financial aid, but after a student receives the bill, the financial aid seems more like some sort of accounting trick. Dr. Jackson's solution is to recommend St. Catharines seminary and no other:
Flow of Funds to the Seminaries, Icha-blog, February 28, 2011:
CFWCFW February 18, 2011 CFWCFW
Highlight: A LCMS pastor addresses the broken M Div business model of the LCMS seminaries. His solution is to end the alternative routes to ordination:
Economics in One Lesson -or- My Plan to Save the Seminaries, February 15, 2011, by Rev. Fr. Heath R. Curtis, M.Div., M.A., Dept Editor of the Gottesdienst Online journal. Rev. Curtis is pastor of Trinity Lutheran Church, Worden, Illinois, and Zion Lutheran Church, Edwardsville, Illinois, gottesdienstonline, February 15, 2011
See also:
Don't go to the seminary, gottesdienstonline, 30 Apr 2010
Don't go to the seminary, gottesdienstonline, 30 Apr 2010
Challenging Article on Seminary Enrollment by Rev. Heath Curtis
February 18th, 2011, by Pastor Tim Rossow, steadfastlutherans.org
About Gottesdienst Online
Will Anyone Address the Swindle at the Seminaries? Icha-blog, February 18, 2011
CFWCFW February 18, 2011 CFWCFW
Highlights: The alternative routes to the ministry are hurting the seminary M Div programs. If more students were M Div students, the price would come down per student. As it is, having different routes to the ministry involves hiring more professors, and each professor teaches fewer students, driving overall costs up. Besides that, fewer people take the M Div route because there is no shortage of pastors, and if a shortage ever did develop, it would be quickly plugged with alternative route pastors. Also, there's the largely untapped pool of CRM pastors, many with M Divs, who could fill any shortage of pastors.
Many CRM pastors report that they are more or less in permanent exile though they are ready and willing to take a call. BTW, CRM stands for "Candidate for the Reverend Ministry." CRM also has three statuses: those ready to receive a call, those who don't want a call but want to stay on the synodical clergy roster and preach occasionally, and restricted status--until they work out personal and family issues.
The alternative routes to the ministry in the synods were inspired by church growth gurus such as C. Peter Wagner, some of them teaching at Fuller Seminary. They are Baptists and Evangelicals, and don't have the same doctrine of the ministry and of the church as Lutherans. The alternative routes (e.g., Staff Minister, Seminary Certification Program, SMP) became popular in the synods since the 1980s, due to the introduction of church growth-ism. Unsurprisingly, ever since then the seminaries have become more pricey, and seminaries have sought to justify the price hikes by saying they have all these new church growth/pastor as CEO etc. elixirs to sell, what I call “the gnostic premium”:
Wichita 1989, in Resolution 3-05B allowing laymen to permanently act as ordained ministers in the LCMS, in "emergency" situations that never end (see pp 21-23 of this PDF: lutheransonline.com).
Fuller Seminary's Imprint Can Be Found in "Lay Ministry," SMPs, Etc., Icha-blog, February 18, 2011.
CFWCFW February 15, 2011 CFWCFW
Highlights: Lutherans should support St. Catharines seminary because the tuition is low enough that even traditional M Div students can attend there without going into serious debt--traditional as in their early twenties, just out of college pre-sem. The students who can best afford the LCMS $500 hammer M Divs are second career students who can sell a house and have a wife with a career, and thus the LCMS seminary student body and ministerium are understandably getting grayer.
Ironically, LCMS leaders lament the statistic that 62% of pastors are over the age of 50, and say this shows we need more seminary students. However, they have an aging student body so the average seminary graduate is headed toward 35 years of age, especially since the number of pre-sem students took a dive shortly after the start of the new millennium, and more retiring boomers are attending seminary. If the average student graduates when he’s 35, that only gives him 15 years of service before he's 50, and most pastors are on the active clergy roster until they are 70-something. Thus, "the 62% of pastors are over 50 years old" statistic won't ever die. No matter how many people they run through the seminaries, it won’t make a difference, and they'll be using that 62% over 50 stat from now until judgment day!
The 70,000 member LCC provides 25% of St. Catharine sem's financial support. The 2.5-million member LCMS, with a budget of a billion smackers, provides each of their sems a mere $150,000. Shocking!
Many home congregations don't support their seminarians during vicarage thinking they are getting paid adequately and getting free housing at their vicarage congregation, but that's often when seminarians and their families run up credit card debts since the pay is so low:
"Holy Enrollers: Why Boomers Are Going to Divinity School"
By Melba Newsome, Time.com, Feb 06, 2011
Another Post for St. Catharine's in Ontario, Eh? Icha-blog, February 15, 2011
CFWCFW February 14, 2011 CFWCFW
Graphic: To become a well-educated, conservative Lutheran pastor with an accredited M Div and without incurring a lot of debt, one ought to consider St. Catharines Lutheran seminary. There are few other choices, if any, which meet all the aforementioned criteria. If you have a wife, you can rest assured you won't be putting her in debt along with yourself. However, one commenter did note that all the conservative seminaries in N America teach UOJ. This first graphic touches on the UOJ issue and the synods:
Graphic: Icha-Air-Rescue, Icha-blog, February 10, 2011:
Graphic: A Modest Proposal, Icha-blog, February 14, 2011
CFWCFW February 4, 2011 CFWCFW
Studies commissioned by various synod entities always suggest there is a looming pastor shortage that never comes close to materializing, but in fact the opposite occurs and there is a glut of seminary graduates and people in the pre-sem pipeline, gridlock in the call system, and a backlog of CRMs. For instance, while the number of people in the pews diminishes each year by about one percent, between 1989 and 2007 the number of LCMS pastors rose by 701, or by eight percent.
One 2000 study (quoted below) said that by 2017, the number of active LCMS pastors would be cut in half. However, here we are in the year 2011 and no one would make that prediction about 2017 today! Nevertheless, these "studies" are taken seriously and endlessly repeated for purposes of seminary recruitment, and the conventions are led to believe they have no choice but to approve alternative routes to the ministry--or else face a shortage.
Historically, I don’t think any church body has lowered its academic standards for the ministry based on projections, except the ELS, WELS and LCMS. Perhaps when churches were in the thick of a shortage they did, however, I bet they put in a sunset clause, thereby not creating an open-ended two track route to the ministry as the synods have now:
Mythbusters at work again; The Pastor Shortage, by Pr Loren Zell, steadfastlutherans.org, May 17th, 2010:
[snippets] The 2009 LCMS Lutheran annual reports that in 1987 there were 6,269 congregations. As of 2007 that number dropped by 111 to 6,158. The membership of the synod has dropped from 2,707,134 to 2,383,084 a drop of about 13.5%. At the same time, the number of pastors on the clergy roster has increased from 8,463 to 9,164, an increase of over 8% [by 701 pastors]. Considering these trends, it’s pretty hard to conclude that the synod is facing a shortage of pastors.
Other factors are having a negative effect on demand for pastors. Several years ago, the Concordia Retirement Plan began to allow pastors to start collecting their pensions, but also to remain in their calls. This and other factors mean that more pastors over the age of 65 are continuing to serve congregations.
Example of a pastor shortage prediction gone bust:
The “Clergy Shortage Study,” commissioned by the Board for Higher Education (BHE), reported by LCMS News, Archive.org, January 24, 2000:
[snippet] The BHE determined that during 1988-1997 there was a net loss of 1,305 clergy in the Synod.
*The LCMS Council of Presidents found in 1997 that 15 percent of congregations were vacant and calling a pastor, up 7 percent from 10 years earlier.
*The Department of Planning and Research discovered that the number of pastors reaching normal retirement age will increase in the next 20 years.
*North America Missions announced plans to increase the number of U.S. mission stations from 6,200 to 7,000 within a decade.
If the downward trend in the number of clergy continues as it did during the 1988-1997 period, the study suggests, there could be only 2,220 parish pastors in the Synod (compared with the 5,187 reported for the end of 1998) by 2017.
Worship - Part IV - Thy Strong Word, Icha-blog, February 4, 2011 (in the Thy Strong Word book or PDF, see p. 610, quote J-1034 for a pastor shortage prediction).
CFWCFW January 20, 2011 CFWCFW
Highlight: Bruce Church thinks that the alternative route pastors with their lesser training would be a significant factor in any synodical split, or doctrinal dispute such as a re-repristination of Lutheran theology. Since their ordination and certificate are only recognized by the synod from which they rec'd it, they'd stick with the official synodical position. Besides, they wouldn’t have the language tools necessary to come to any firm conclusions. None of them would become members of a group like the 19th Century Anti-Missourian Brotherhood:
Bruce Church on the Synods Dividing and Conquering - Themselves, Icha-blog, January 20, 2011
CFWCFW January 19, 2011 CFWCFW
Highlight: In 2008 Daniel Preus spoke to Texan conservative Lutherans about how the synod did not support the seminaries enough, and how his son dropped out of seminary (presumably Ft. Wayne) because it was too expensive. Now two of Rolf Preus' sons are attending St. Catharine's instead of Ft. Wayne because that seminary is much more affordable. The price differential is so great that the extra drive to St. Catharine's is not prohibitive in the slightest, plus it's not hot and muggy like St. Louis can be:
No Excuse for Everyone Being Asleep on This, Eh?, Icha-blog, January 19, 2011
CFWCFW January 17, 2011 CFWCFW
Highlight: The $28 million budget for the two seminaries is just 2.5% of the LCMS $1.16 billion synodical budget. 40% of the income for the seminaries comes from tuition. The synod, if it wanted to, could easily lower tuition to 1970s levels. The fact that the seminarians put years and much effort into their education shows enough commitment without their having to go into serious debt to the US govt to prove how much they love and are thankful for the LCMS. BTW, that last criterion is on the vicarage evaluation forms, i.e., does the candidate express thankfulness for the LCMS. After being nickeled and dimed to death, it’s a wonder any vicar could express thankfulness for the LCMS.
The districts apparently don't skim offerings as much as is rumored since their combined budget for the 35 or so districts is only $84 million.
The Titus & Timothy chapel in St. Louis looks Reformed rather than Lutheran. Lutheran churches look like churches, whereas Reformed churches look utilitarian, i.e., "four white walls and a sermon". I'm not sure where the A-frame type of chapel that Ft Wayne has originates. Some say Norway had steep-pitched roofs due to the snow loads, but they don't look anything like modern A-frame churches, a style I hope doesn't continue since it reminds me of worshiping in a cave:
Google: "four white walls and a sermon":
Mercy! - The LCMS Budget Is Corrupt Beyond Belief, Icha-blog, January 17, 2011
CFWCFW January 17, 2011 CFWCFW
Highlights: The total budget for the LCMS is $1.16 billion, yet the two seminaries only receive $300 grand in subsidies. In the 1980s the tuition started escalating in all three synods, and then there was an alleged shortage of seminarians and churches without regular pastors. Many of those churches were non-calling churches who were happier with a retired pastor whom they could afford. Rather than lower tuition to attract more students, they created the alternate routes to the ministry. Thirty years later the shortage never materialized, and never will since any hole no matter how big can be quickly plugged with alternate route and CRM pastors. There are just too many alternate route pastors for the need:
Your LCMS Benevolence Dollars - Not At Work Supporting the Seminaries, Icha-blog, January 17, 2011
CFWCFW December 28, 2010 CFWCFW
Highlights: The LCMS seminary tuition costs $21,000+ each year, same as Yale University Divinity School. Concordia Ft. Wayne is the 9th most expensive seminary in North America, Yale seminary is 10th, and Concordia St. Louis is 11th most expensive. The LCMS seminaries are the most expensive Lutheran seminaries in N America by several thousand dollars per year, and are two to three times as expensive as the least expensive Lutheran seminaries. For just a few thousand dollars more, LCMS students could attend any top-ranked seminary in North America--save Notre Dame.
Bruce Church noted that SMP students perhaps get less psychologizing than M Div students. Narrow-minded Lutheran says that the Concordia U's want to teach pre-sem and SMP classes, and doing so would mean the Concordia U’s could replace one of the two seminaries. That way there's much less reduplication of programs if one campus has just the SMP program and the other has just the M Div program:
Scribd: All-ATS-Seminaries-Cost-Rank
LCMS Seminary Costs, Icha-blog, December 28, 2010
CFWCFW December 11, 2010 CFWCFW
Highlight: The synods killed the seminary M Div business model by introducing the alternative routes to the ministry, and by making the M Div route so fraught with peril (for explanation of that, see the Nov 27, 2010 post):
Church Growth Seminaries Use Failing Business Model, Icha-blog, December 11, 2010
CFWCFW 27 November 2010 CFWCFW
Highlights: The seminary swindle involves first getting students to seminary. Since the 1980s recruiters have said that there are over 600 pastoral vacancies. However, at any one time, even when the field is considered "locked up," statistically there are still hundreds of vacancies. Many of those 600 vacancies were at non-calling churches, meaning they only want a part-time pastor or they have some other arrangements.
The swindle also involves keeping mediocre students in the program, stringing them along until graduation when the seminary can no longer collect any more federal student loan monies. Then the seminaries deny them calls, perhaps just by not recommending them, or by not allowing them to repeat a failed vicarage, or make up for some alleged deficiency. Suspicion of contact with, or sympathy with, Rev. Otten of CN fame will sink one's clerical career before it even starts:
Someone Thanked Ichabod - Really Bruce Church - For the Coverage on Seminary Tuition Swindles, Icha-blog, November 27, 2010
CFWCFW October 2, 2010 CFWCFW
Graphic: In the first frame a student is shown with heavy educational debt hoping for a decent paying call so he pay it off, and in the second frame is a student who got washed out of the system only to find his M Div is next to useless in the business world, and finds the debt to be crushing because he can only get a so-so job with so-so pay. Also, he can’t get more training because he’s already used up his federal student loan monies.
Spreadsheet screen shots: One shows the LCMS seminaries are the 9th and 11th most expensive in N America out of 200+ seminaries. The ELS (48th) and WELS (96th) seminaries are quite expensive considering how they are unaccredited. The other Lutheran seminaries are also listed along with total cost.
If an LCMS seminarian had attended an average priced seminary for four years, he would have saved nearly $38,000 dollars. If an ELS person did the same, he would have saved nearly $15,000. If a WELS person did the same, he would save nearly $4,000.
The post has screen shots of the spreadsheet graphs, but the original spreadsheet and data can be found at: http://www.scribd.com/bruce_church/
The documents at Scribd may not display correctly in your browser, so download them and view the original files in their native program.
The attendance at Concordia Seminary in St. Louis has dropped a lot lately, while Ft. Wayne's attendance apparently has dropped less, but never was as large to start with. St. Louis dropped from 812 in 2003-4 school year to 509 in 2009-10. The 1100-seat cavernous Saints Titus & Timothy chapel must seem rather empty, and maybe it has developed an echo. Now they are using it for small group sessions instead of chapel one day per week.
The LCMS synod has killed the seminary M.Div. business model by instituting the alternate routes to the ministry. Who will study all those years and pay through the nose when he knows the same pulpits he seeks to fill will be occupied by men with less training and debts:
The Boomers Got Their Cheap Seminary Education, Only To Stick the Next Generations with Harvard Costs and Mudville Quality, Icha-blog, October 2, 2010
CFWCFW September 9, 2010 CFWCFW
Highlights: The number of M Div students in each seminary is surprisingly low, and getting lower each year, with no signs of recovery. Half the matriculating class is enrolled in alternative routes to the ministry, and the deaconess and cross-cultural programs. In Fall 2010 only 62 of a 130 freshmen at Concordia St. Louis were M Div students. The pre-sem student body at the ten Concordia U's shrunk by 42% between 2005 and 2008.
Rev. Daniel Preus of the Luther Academy relates that his son quit seminary, presumably Ft. Wayne, due to the high tuition cost. He said the LCMS was not supporting the seminaries enough.
Besides the fact that the alternative route to the ministry is shorter and cheaper route to the ministry than the M Div route (and hence a safer bet), what's not well known is the LCMS seminaries make all the students run through a psychology gauntlet. When students go through pre-sem, they are not informed that at some point, their mind will be vetted because the LCMS only wants perfect human specimens for pastors.
It's cold comfort to know that the seminary will still give an academic degree to those deemed to have quirks if they continue with the program. A "theological degree" and a call are reserved only for those who are unreservedly recommended by the faculty and staff psychologist, for those who are not suspected of having contact with Rev. Herman Otten, and for those who meet numerous other conditions--most of which are not written down anywhere:
Maybe Because Bruce Church Told the Truth about Sky-High Tuition and the 600 Empty Parish Lie, Icha-blog, 9 Sep 2010.
---
grumpy has left a new comment on your post "Lutheran Seminary Fraud: Students Are Bankrupting ...":
Martin Luther College had its call day already, but I am not sure how many did not receive a call (although I do know there were at least some)....
Meqoun's (sic) call night is tomorrow...
But, regardless of the number of calls...no preps or colleges are closing....BA-ZING-OO....
***
GJ - I specialize in adverbs, which modify verbs, adjectives, and other adverbs, creating precision in place of vagueness. No preps or colleges are closing yet. Spike not the ball when the demographics argue another case altogether.
Greg
First of all, I have a new email address. It is nunofyourbizness@hotmail.com
Secondly, an observation regarding the WELS school system, specifically MLC. Call Day at MLC is now history for 2011.
79 (according to my count) graduates were placed in various WELS schools.
The telling number to note is that 19 MLC graduates elected international service. That means, in effect, there were no classroom or other positions at the elementary, ALHS (area Lutheran high school), or prep school level for them.
That's a 20% non-placement rate.
Ba-ZING-oo to Grumpy on that!
---
Kansas LCMS Pastor Writes:
When when you talk about the expense of LCMS seminaries (no experience with the rest) you are surely correct. But you don't mention the real reason they get by with the outrageous cost - the monopoly they exert upon certification in LCMS. You cannot serve a parish in the LCMS without being certified by the LCMS seminaries, therefore if you don't get your degree from them, practically speaking you won't be a pastor for Lutherans. Yes, there are formal ways through the certification system, but they somehow don't let many through. The proof is that you can't transfer from WELS to LCMS, etc without extensive re-brainwashing.
You might check on the AFLC (www.aflc.org) seminary to compare their price and effort. I suspect that they are better all the way around. Their doctrinal differences can't be all that great.
Thanks for the articles.
***
GJ - Kansas, Dan Kelm, divorced and remarried WELS pastor, but Church Growth, was told he had to do nothing to get into Missouri. He was even told just to drop by some classes. He was defended in CN by a WELS DP and by a Missouri DP or pastor.
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bruce-church (http://bruce-church.myopenid.com/) has left a new comment on your post "Lutheran Seminary Fraud: Students Are Bankrupting ...":
Evidently based on Kelm's experience, if a pastor is WELS, a short stint at Fuller Sem fulfills the colloquy requirements for the LCMS. Look at Rev. Jeske. Just being CG without going to Fuller can get you RSO certification in the LCMS--not quite colloquy, tho.
I disagree that a seminary's monopoly on certification leads to higher costs. It certainly can be abused in that way, but it is not automatic, as the experience of other synods would attest. Would someone from The Association of Free Lutheran Congregations naturally argue that point since perhaps they distrust centralized authority? Is that fear why they are just an association of free congregations in the first place? Recall that most pietists have always had a bad relationship with organized religion, especially state churches.
The Association of Free Lutheran Congregations has a pan-Scandinavian pietist background, and is fond of Rosenius, Hauge, etc. They published and pushed Rosinius' Romans commentary in English a few years ago. Unlike the WELS, ELS and LCMS, they readily admit to their pietist background and its influence. The campus chapel is even named Hauge Memorial Chapel.
The Association's seminary is not accredited so it is like the WELS and ELS in that regard. Otherwise, it would be listed on the ATS.edu chart of accredited seminaries. I'm not sure whether the WELS, ELS or LCMS recognize that seminary at all. How much would it take to transfer from that seminary into the WELS or LCMS, for example.
Cost, minus housing, at the Assocation's seminary is around $5,000 per year including books--very low.
The Association has a bible college on the same Plymouth, MN, campus, with dormitories for men and women. I suppose single seminary students stay in those dorms, unless the seminary has separate dorms for single men:
http://www.aflbs.org/alumni-a-friends/vision/buildings
There is housing on campus that is half cost compared to comparable apartments off campus, and it is meant for seminary students with families:
http://www.aflts.org/admission/costs
"The seminary has a limited number of apartments available to married students and their families. These units (2- and 3- bedrooms) are made available at a monthly rate which is almost half the cost of renting comparable apartment space in the Twin Cities area."
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Association Free Lutheran Theological Seminary (AFLTS)
http://www.aflts.org/
Bible College and Seminary:
http://en.wikipedia.org/wiki/Association_Free_Lutheran_Bible_School_and_Seminary
Go to Canada - Now! Student loan disaster.
Judgment Day Approaches.
More on Seminary Fraud
LCMS Seminary Cost Scandal: Fabulous Costs To Support Posh Professor Salaries
LCMS and ELCA Compared -
Tuition and Salaries.
Ichabod Had the Scoop on the Seminary Tuition Scandal
bruce-church (https://bruce-church.myopenid.com/) has left a new comment on your post "Walther Became a Pastor After a Four-Year Rational...":
Here are some of the more memorable LCMS seminary cost posts, which sketch excludes many minor posts and comics:
Fake Pastoral Shortage in the LCMS, Friday, August 8, 2008
http://ichabodthegloryhasdeparted.blogspot.com/2008/08/fake-pastoral-shortage-in-lcms.html
Maybe Because Bruce Church Told the Truth about Sky-High Tuition and the 600 Empty Parish Lie, 9 Sep 2010:
http://ichabodthegloryhasdeparted.blogspot.com/2010/09/maybe-because-bruce-church-told-truth.html
The Seminary Question, 14 Sep 2010
http://ichabodthegloryhasdeparted.blogspot.com/2010/09/seminary-question.html
The Boomers Got Their Cheap Seminary Education, Only To Stick the Next Generations with Harvard Costs and Mudville Quality, Saturday, October 2, 2010:
http://ichabodthegloryhasdeparted.blogspot.com/2010/10/boomers-got-their-cheap-seminary.html
LCMS Seminary Costs, 28 Dec 2010
http://ichabodthegloryhasdeparted.blogspot.com/2010/12/bruce-church-httpsbruce-church.html
Lutheran Seminary Fraud: Students Are Bankrupting Themselves To Provide an Easy Living for the Profs. "No Call for You" Threat Stifles Dissent, 16 May 2011
http://ichabodthegloryhasdeparted.blogspot.com/2011/05/lutheran-seminary-fraud-students-are.html
LCMS Seminary Cost Scandal: Fabulous Costs To Support Posh Professor Salaries, September 17, 2011
http://ichabodthegloryhasdeparted.blogspot.com/2011/09/lcms-seminary-cost-scandal-fabulous.html
LCMS Seminaries - Where the Money Is. Ultra High Tuition and Salaries, December 8, 2011
http://ichabodthegloryhasdeparted.blogspot.com/2011/12/lcms-seminaries-where-money-is-ultra.html
Walther Became a Pastor After a Four-Year Rationalistic Degree from Leipzig and Cell Group Revelations. Now It Takes Eight Years, Feb 13, 2012:
http://ichabodthegloryhasdeparted.blogspot.com/2012/02/walther-became-pastor-after-four-year.html
---
bruce-church (https://bruce-church.myopenid.com/) has left a new comment on your post "Walther Became a Pastor After a Four-Year Rational...":
Understanding The Costs Of Pastoral Education: Do We Pay Pastors Too Much? April 18th, 2012, by
a Lutheran Brethren Church pastor:
http://steadfastlutherans.org/?p=18480
Church of the Lutheran Brethren of America (CLBA):
http://en.wikipedia.org/wiki/Church_of_the_Lutheran_Brethren_of_America
The Church of the Lutheran Brethren has 123 congregations with about 8,860 baptized members[2] in the United States (114) and Canada (9),
MDiv program at Lutheran Brethren Seminary:
http://www.lbs.edu/programs/mdiv
Credit hour cost of $340 on page 22:
http://lbs.edu/images/media/LBS2011-12Catalog_000.pdf
Fergus Falls, pop. 13,000:
http://en.wikipedia.org/wiki/Fergus_Falls,_Minnesota


34 comments:
Martin Luther College had its call day already, but I am not sure how many did not receive a call (although I do know there were at least some)....
Meqoun's call night is tomorrow...
But, regardless of the number of calls...no preps or colleges are closing....BA-ZING-OO....
Great Mega-post on the LCMS seminaries! The other seminaries also took a deserved hit, I see.
Now all you need is a sidebar icon for this post. You could use this car sticker decal maybe, because I didn't see any neat graphics for $500 hammers :)
http://www.carstickers.com/prodimages/missouri/oval_concordia_seminary.gif
Grumpy "the Bazinger" may be right about one thing. According to the latest data, Schroeder says the WELS is holding its own on numbers over the last decade, but only because people are joining by "profession of faith" in greater numbers. Fewer babies are being baptized into the WELS due to families having fewer children. But that still doesn't mean the finances will hold up forever:
WELS 2009 Statistical Report
http://www.wels.net/news-events/wels-statistics-released
[snippet] Schroeder says, "Perhaps the most interesting thing to note is that over the past ten years, nearly all statistical categories have remained virtually unchanged, with one very clear exception. Infant baptisms have declined significantly from a decade ago, reflecting the fact that WELS families are having fewer children. This alone seems to account for our overall drop in total membership, as well as declining enrollment in some elementary and high school programs."
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http://www.carstickers.com/proddetail.php?prod=4404
http://www.carstickers.com/proddetail.php?prod=4404
This is truly a great megapost, specially this part...
even though in Dr. Jackson’s estimation, Walther only had a few good points.
LOL.
LPC
Pr Greg,
I actually mega-LOLed.
LPC
At least President Schroeder is being honest about the decline in infant baptisms within the WELS. Large families were once the church growth model among the major denominations. There was always some loss of membership when the children became adults. Since the former Syn conference has become missional, it is not surprising that they look to the outside instead from within for their growth. Demographic arguments are always weak when the root of the problem is false doctrine. However, children raised with catechesis and the historic liturgy always can have a gold standard for comparison. The Gen X and Gen Y children of boomers who were unchurched have no reference point. The second rate Lutherans who have become fourth rate Babtists use the same methods as the non-denom tent down the road to attract new members.
Well, if those foreign placements provide for financial renumeration (salary, etc.), then I would consider that a placement.
So that means 98 were placed (79 + 19)....
Again, not sure how many were in the graduating class of MLC for 2011.
I think I will keep the BA-ZING-OO on this one...
Grumps
Grumpy, I can make an educated guess as to what's happening. If a MLC graduate doesn't make the cut for a call right out of college, he or she can prove his or her dedication to the WELS by taking an overseas call, but that might be (often is) just teaching ESL for a year. At least that maintains a person's spot in the call pool. If he or she didn't do that, or find another teaching job, their position in the call pool would erode, and eventually they'd be out of the pool altogether. Then they'd have to take a few classes as refresher to get back in the pool, I suspect.
I know in the Missouri synod seminary students can't opt to take off a year or two after graduation and expect to come back and receive a call. A person can only receive CRM status after being in the ministry for a while--how long I don't know. Maybe it at the discretion of the DP. They even do that for sem students too--no breaks in seminary schooling or can't get back into the system. Unfortunately, they encourage a student to come to seminary even though he might want to put it off a year or two or three until he's really ready. THEN, once he's in they tell him he can't leave and expect to get back in! It's insane. If he knew that going in, he would have chosen to wait to start until his situation was optimal and he built up his motivation.
About the CRM status. To keep on it one must preach now and then or he drops off the clergy roster altogether. Ironically, Dr. Jackson gets on Paul McCain's case for wearing a collar and calling himself Rev. However, I think that pastors who work as professors, execs, speakers, editors or writers at Synod HQ, CPH or the LLL (Lutheran Laymen League) or LHF (Lutheran Heritage Foundation, e.g., Good News Journal), or Issues Etc, and such, must preach and administer sacraments now and then at a church or churches or else they lose their CRM or clergy status and the Rev. title to boot. So McCain isn't doing anything out of the ordinary, and he's doing what's expected of him.
McCain, Paul, Rev.
Position: Synod Executive Staff
http://www.lcms.org/page.aspx?pid=1081
When former President Kieschnick said that the ten Concordia U's were the "crown jewels" of the Missouri Synod's higher educational system, he put the synod's money where his mouth was. While Missouri HQ only gives $150,000 to each seminary each year, it turns out that the synod has assumed debt for the Concordia U system, and subsidizes them to the tune of $20 million each year! That means of undesignated funds coming from offerings to the synod, $2 million goes toward each CU campus yearly on average! So Kieschnick wasn't kidding about the Concordia U's being the crown jewels, while the seminaries must be the footstools.
Then after President Kieschnick has a hand in signing over all that synod money to the Concordia U's, he gets a job raising money for CTX (Concordia U-Texas). That reminds me the revolving employment door between corporate lobbyists, industry regulators, and the industry they regulate, whether that be coil, oil, natural gas, etc. It also reminds me of how Germany Chancellor Gerhard Schroeder had Germany do big business with the Russian state business Gazprom, and as soon as he was out of office, he got a job with Gazprom.
I think the synods need a full disclosure statement when their leaders recommend their schools, similar to statements news programs have, for example, if PBS Newshour does a story on Shell Oil, they come out and say BTW Shell is an underwriter for the Newshour. I mean, how much stock would one put in the praise of a synodical official for an education institution if after he said it he disclosed that there's a revolving door of employment between synod leaders and the Concordia U's? Or that the synod took on so much CU debt that it takes nearly $20 million per year just to service it? Or that if students didn't attend CU's in sufficient numbers, the synod would have to subsidize the CU's even more and lay off synodical staff to do it?--just as President Harrison had to do lately when funds ran short. He paid the CU bill first while laying off 50 synodical workers.
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A Pastoral Letter to Pastors of The Lutheran Church--Missouri Synod
From President Jerry Kieschnick, Apr 2010:
http://www.trinitymenasha.com/Portals/trinitymenasha/docs/Newsletters/April%202010.pdf
Our system of higher education is a crown jewel of our Synod,
and I thank God for all 12 of these institutions and the service they render to God and our Synod.
--
President Harrison May 2011 Lutheran Witness:
http://classic.lcms.org/pages/wPagex.asp?ContentID=1012&IssueID=55
Some 26 percent of the unrestricted dollars received go to service the $20 million in historic debt of the Concordia University System, including interest and to subsidize educational operations.
Kieschnick's new job:
http://steadfastlutherans.org/?p=14012
In his new role, Kieschnick will nurture and expand existing relationships with congregations, organizations, foundations and individuals to support Concordia in its mission of developing Christian leaders...
Gerhard Schröder's Gazprom scandal:
http://en.wikipedia.org/wiki/Gerhard_Schröder#Gazprom
Evidently based on Kelm's experience, if a pastor is WELS, a short stint at Fuller Sem fulfills the colloquy requirements for the LCMS. Look at Rev. Jeske. Just being CG without going to Fuller can get you RSO certification in the LCMS--not quite colloquy, tho.
I disagree that a seminary's monopoly on certification leads to higher costs. It certainly can be abused in that way, but it is not automatic, as the experience of other synods would attest. Would someone from The Association of Free Lutheran Congregations naturally argue that point since perhaps they distrust centralized authority? Is that fear why they are just an association of free congregations in the first place? Recall that most pietists have always had a bad relationship with organized religion, especially state churches.
The Association of Free Lutheran Congregations has a pan-Scandinavian pietist background, and is fond of Rosenius, Hauge, etc. They published and pushed Rosinius' Romans commentary in English a few years ago. Unlike the WELS, ELS and LCMS, they readily admit to their pietist background and its influence. The campus chapel is even named Hauge Memorial Chapel.
The Association's seminary is not accredited so it is like the WELS and ELS in that regard. Otherwise, it would be listed on the ATS.edu chart of accredited seminaries. I'm not sure whether the WELS, ELS or LCMS recognize that seminary at all. How much would it take to transfer from that seminary into the WELS or LCMS, for example.
Cost, minus housing, at the Assocation's seminary is around $5,000 per year including books--very low.
The Association has a bible college on the same Plymouth, MN, campus, with dormitories for men and women. I suppose single seminary students stay in those dorms, unless the seminary has separate dorms for single men:
http://www.aflbs.org/alumni-a-friends/vision/buildings
There is housing on campus that is half cost compared to comparable apartments off campus, and it is meant for seminary students with families:
http://www.aflts.org/admission/costs
"The seminary has a limited number of apartments available to married students and their families. These units (2- and 3- bedrooms) are made available at a monthly rate which is almost half the cost of renting comparable apartment space in the Twin Cities area."
---------
Association Free Lutheran Theological Seminary (AFLTS)
http://www.aflts.org/
Bible College and Seminary:
http://en.wikipedia.org/wiki/Association_Free_Lutheran_Bible_School_and_Seminary
That Walther Library continues to cause the synod to lay off staff, since after all, offerings are fungible, and what goes for brick & mortar can't be used to pay church worker salaries. Now five more people are out at KFUO, including a manager who worked there for 36 years:
Stortz, four others out at KFUO, May 18, 2011
http://www.stltoday.com/entertainment/arts-and-theatre/culture-club/article_829bcef6-819f-11e0-953b-001a4bcf6878.html
Station manager Dennis Stortz and four other employees of KFUO-AM have been fired, according to sources within the Lutheran Church-Missouri Synod.
Later posts related to this post on the seminaries:
Millions for the Colleges, Hardly a Dime for the LCMS Seminaries:
http://ichabodthegloryhasdeparted.blogspot.com/2011/05/millions-for-colleges-hardly-dime-for.html
--
About how seminary students can't take a break in their studies to raise more money, and even after graduation can't take a break since the CRM status is only for those who have been in the ministry for a while:
Bruce Church Defends Hypocrisy in the Missouri Synod:
http://ichabodthegloryhasdeparted.blogspot.com/2011/05/bruce-church-defends-hypocrisy-in.html
It looks like the money for recently completed Honsey Hall at Bethany in Mankato must have come 100% from their endowment fund. It was begun in 2008 and completed by Fall 2010, but between 2008 and 2009, Bethany's endowment fund dropped in value by $17 million, the exact cost of the new building:
http://www.blc.edu/facilities/honseyhall/
http://www.blc.edu/news/bethanyreport/2008/III/?Story=5
http://www.blc.edu/webservices/webcam/?cam=HH
http://mankatofreepress.com/local/x1048526671/New-building-rising-at-BLC
http://gallery.blc.edu/v/campus/honseyhallconst/Honsey+Hall+Construction-12.jpg.html
http://www.usnews.com/education/articles/2010/02/02/which-schools-had-the-worst-performing-endowments
1 Jacksonville University $23,268,585 -59.7%
2 Southern Connecticut State University Foundation $7,050,102 -42.8%
3 Bethany Lutheran College $28,729,702 -37.6%
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The $17,305,000 drop in Bethany's endowment fund from 2008-2009:
http://www.nacubo.org/Documents/research/2009_NCSE_Public_Tables_Endowment_Market_Values.pdf
p. 15 of PDF:
629 Bethany Lutheran College MN 28,730 46,035 -37.6
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Norm Teigen studying Lutherans on the issue of slavery during the Civil War:
http://lutherancolportage.blogspot.com/2011/05/some-readings-on-lutherans-and-civil.html
Walther film being released soon. The trailer is already up. It starts in Germany. Bishop Martin Stephan is not mentioned in the trailer. I suppose they wanted the film to be viewed in churches, and to keep its G Rating:
http://steadfastlutherans.org/?p=15016
McCormick Seminary needs to send admin people to Concordia seminaries to find out how to charge students more, and still have students left to charge. Note the comment on the Walther film:
http://ichabodthegloryhasdeparted.blogspot.com/2011/05/bruce-church-mccormick-seminarys-big.html
CN weighs in on the seminaries:
WEDNESDAY, JUNE 1, 2011
"GREATEST LUTHERAN FACULTY ON EARTH"
Study the Facts and Evidence
“GREATEST LUTHERAN FACULTY ON EARTH”
Christian News, June 6, 2011, Vol. 49, No. 21
http://christiannewsmo.blogspot.com/2011/06/greatest-lutheran-faculty-on-earth_01.html
The Best Seminary Commencement Speech I’ve Ever Heard,” a story posted by CPH’s Paul McCain on his “Cyberbrethren: A Lutheran Blog” on May 24 has the commencement speech LCMS President Matthew Harrison delivered at the recent commencement at Concordia Theological Seminary, Ft. Wayne, Indiana where the faculty awarded Harrison an honorary doctorate. McCain, like a typical bureaucrat, knows what to say to keep his position.
Dr. Harrison began: “I want to share with you – especially with the faculty of this august institution – the same words I just shared with the faculty of the St. Louis Seminary; you are the greatest Lutheran faculty on earth. And I want there to be absolutely no doubt that when I say that to one of the two faculties, I really meant it.” ...(see link for more)
Norm Tiegen's "Lutheran Colportage" covered the Walther slavery topic, and now he's discontinuing the blog in order to "avoid offence" To whom? and over what? Bronzie Waltherians over the Synod's slavery stance which the Synodical Conference hasn't retracted to this day?!:
---
http://lutherancolportage.blogspot.com
This blog is now closed
To avoid offense, this blog is now discontinued.
---
Google: walther missouri synod "defense of slavery" colportage
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ELS views of a segment of Missouri's history-a first hand perspective, 11 Jun 2010
http://lutherancolportage.blogspot.com/2010/06/els-views-of-missouris-history-first.html
---
I expected Pr. Harrison would be given a doctoral award by one of the LC-MS seminaries. They are so so predictable.
LPC
Rev. Rolf D Preus, father of two St. Catharines seminary students, is here wearing a Canada sweatshirt with the maple leaf flag. There's no doubt what seminary he'd recommend going to!:
Pastor Rolf D. Preus
57, Male
Mayville, ND
http://wittenbergtrail.org/profile/PastorRolfPreus?xg_source=activity
President Harrison was at a conference at St. Louis where, evidently, reps from the two LCMS seminaries, and maybe the LCC Canadian seminary, participated in strategizing their joint mission to the world, and also getting a handle on what counts as proper stewardship of resources. It seems Paul Raabe, a CLS Hebrew prof, was the M.C. and organizer, and Harrison was one of the presenters.
They should have had this meeting decades ago before tuition at the two LCMS seminaries got way out of hand, but the seminaries were like lenders of late who couldn't wait to profit off of yet another subprime interest loan of an outrageous amount for a rundown shack.
It seems to me that the seminaries turned their enterprise into a sort of world missions--where the professors have to jet off to far flung corners of the earth to teach a class at different seminaries since it's so boring to just teach at one campus for a few years straight. So just like missions in the LCMS and WELS got terribly expensive and the LCMS at least had to severely limit the number of jet-setting missionaries and jet-setting mission executives, now the synod has to pull in the reins on our jet-setting seminary professors and their administrators. Of course, all this jet-setting was put on the students' tab, and they paid for it via federal student aid at 6.6% interest, maybe for life.
Harrison talked about a joint fund he's setting up to fund the 3 seminaries (2 LCMS and the LCC) to the tune of $1 million per year. The fund might need $50 million in it to generate that much interest in today's environment, I'd guess. It was advertised on p. 31 of the May 2011 Lutheran Witness (links below).
I'm guessing Harrison wants it to be a joint fund since the LCC is basically a LCMS seminary now since LCMS students are escaping to Canada to get their M Divs at a lower price, and also the LCMS has often taken in their students on colloquy. The LCC probably feels the LCMS owes it a lot of support. I'd bet the LCMS seminaries rue that join fund since now the LCMS is basically subsidizing students to go to Canada. But the LCMS seminaries brought it on themselves.
Just think--a brand new Walther library on the lake and not many students to use it. Maybe Ft. Wayne will be the next Perry County seminary (now a log cabin museum) when Ft Wayne is mothballed.
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links:
Global Impact Meeting AKA Paul Raabe’s War Room
http://www.wmltblog.org/2011/06/global-impact-meeting-aka-paul-raabes-war-room/
The final portion of the meeting discussed the funding challenge first presented in the May 2011 Lutheran Witness, “Blessings, Gifts, Challenges…” (click here for the issue) which specifically challenged the Synod to raise $250,000 for theological education (see http://lcms.org/projects) or click here to give now to this challenge. The goal is to have $1,000,000 per year to divide between Concordia Seminary Saint Louis, Concordia Theological Seminary Fort Wayne, and the Lutheran Church Canada to provide theological education consisting of bringing future leaders to LCMS and LCC seminaries, sending seminary professors overseas to teach, and to support regional seminaries of partner churches.
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Theological Education Initiatives in the May 2011 LW:
http://classic.lcms.org/witness_archives/may11/index.html
Some students are contemplating attending Concordia U's and a LCMS seminary figuring that they will work in a non-profit church covered by Section 501(c)(3), hopefully an LCMS church, so that after ten years of payments their student loans will be forgiven. That's under the college tuition assistance bill of 2007. However, it is risky to amass a great debt when there's a far less than remote possibility that one won't even make it through college and seminary, much less ten years in the ministry. Also, with the ongoing debt pressures on the US, one could easily imagine the repeal of that 2007 bill, especially since there's no legal obligation that Congress actually honor its promise to forgive debt under that bill. Far safer would be to attend St. Catharines seminary and not occur the totally unnecessary debt in the first place, and not tempt fate in the second place:
2007 US Act of Congress on loan forgiveness for NPO workers (including church workers):
http://www.ncnonprofits.org/advocacy/loanforgiveness.asp
tempt fate:
http://idioms.thefreedictionary.com/tempt+fate
Anyone thinking of attending a LCMS seminary ought to consider how some of the income of the LCMS might be disrupted due to its disfellowshipping the ELCA, and for its taking a more scriptural stand which might deprive its Recognized Service Orgs of govt grants. SP Harrison says that the LCMS receives $56 million per year from Thrivent. Will some of that evaporate? Anyway, seminary education is bound to get even more expensive due to ongoing budgetary pressures:
Lutheran split shakes up social service network, By RACHEL ZOLL, AP Religion Writer
Wednesday, July 20, 2011
http://www.sfgate.com/cgi-bin/article.cgi?f=/n/a/2011/07/20/national/a135959D73.DTL#ixzz1SmpOL6Cp
Former Martin Luther Prep School at Prairie du Chein:
http://badgerherald.com/news/2010/10/26/guard_accused_of_ass.php
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Interest will accrue on federal students loans taken out at seminary
the moment the loan is taken out, and there will no longer be any
six-month deferrment (grace period) after seminary where the government
picks up the interest:
"Grace period":
http://en.wikipedia.org/wiki/Stafford_Loan
No payments are expected on the loan while the student is enrolled as a full- or half-time student. This is referred to as in-school deferment. Deferment of repayment continues for six months after the student leaves school either by graduating, dropping below half-time enrollment, or withdrawing. This is referred to as the grace period.
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http://www.nique.net/uncategorized/2011/08/03/deficit-deal-cuts-stafford-loans-maintains-pell-grants/
Because of the cuts to the Stafford Loan Program, graduate students will no longer be able to receive a loan subsidized by the federal government and will begin to accrue interest from the moment the loan is taken. Previously, interest would not be charged until after the graduate student had graduated.
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US debt deal means paying for college - especially graduate school - will get tougher
http://www.boston.com/business/personalfinance/articles/2011/08/04/us_debt_deal_means_paying_for_college___especially_graduate_school___will_get_tougher/
Subsidized loans. Starting next July, graduate and professional students will no longer be eligible for subsidized federal loans.
Graduate students can take out up to $107,500 in federal loans, of which $42,500 can be subsidized. They’ll still be able to borrow the same amount, but no subsidized loans will be available. The additional cost could push up total debt at graduation by an average of about 16 percent.
But the debt-ceiling ordeal raised the question of whether the government will keep its 6.8 percent rate.
Meanwhile, the rates on private loans would no doubt rise if the country’s credit rating took a hit.
Tax breaks. They could be scaled back. Nearly 10 million taxpayers deducted student loan interest in 2009, according to H&R Block. Taxpayers can also claim a credit of up to $2,500 through next year. After that, they’ll be able to claim a credit of up to $1,800 for the first two years of college.
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Will the 10-year student loan forgiveness program for ministers and NPO workers
be axed before people cash in on it?:
http://www.mymoneyblog.com/income-based-repayment-of-federal-student-loan-debt-starts-july-1st.html
http://www.moneyhelpforchristians.com/get-student-loan-debt-forgiven-a-guide-for-ministers-pastors-non-profit-workers/
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Judgment Day Approaches for the LCMS Seminaries:
http://ichabodthegloryhasdeparted.blogspot.com/2011/08/judgment-day-approaches-for-lcms.html
Seminary Cost Analysis Getting Attention at Steadfast Lutherans, August 18, 2011:
http://ichabodthegloryhasdeparted.blogspot.com/2011/08/seminary-cost-analysis-getting.html
Someone may wonder how a seminary student might be swiftly kicked out of seminary on the slightest of pretexts, leaving him with huge student loans to pay with no degree valuable in the business world to help him do that, but plenty of students have suddenly found themselves on the outside looking in after they had a run-in with a professor or staff, or field work or vicarage supervisor, or they had been fingered for being a "CN spy" or just being sympathetic to CN, though they probably weren't the guy who informed Otten about something, or wrote the anonymous letter to someone. It makes no difference to anyone at the seminary whether they got the right guy or not, even if it is debatable whether associating with CN ought to be an automatic Just Cause of Termination in the first place, because they have to kick out a handful of people each year regardless, or else they'll be seen as being lax in their duties in vetting candidates for the ministry.
Of course, the seminary is insulated from the negative repercussions and lawsuits since most seminary student are loath to sue the seminary or synod, or talk badly about the seminary or synod even if they could find someone with a sympathetic ear who'd listen and believe them.
So in that vein I thought this news item about a student being kicked out of Webster U is of interest--just to see how these terminations go down. Webster U is just a few miles away from Concordia Seminary in St. Louis.
The student was summarily kicked out after having written just weeks before an anonymous letter complaining about a different professor's teaching style and improper romantic relationship with her supervisor. The student was dismissed even though he was supposed to be given a chance at remedial work first, and also was far enough along to accumulate $70,000 in student loan debt.
They couldn't kick him out based on grades, so they chose a totally subjective standard, i.e., that as a would-be counselor he lacked enough empathy. This was determined after only three supervised counseling sessions! How is one going to fight that assessment?! Also, he might have thought that as a counselor he was supposed to remain somewhat indifferent to remain objective, so he may have only been in conflict with his supervisor's preferred style of counseling.
The dismissal said there was a chance he'd be reaccepted into the program if he reapplied later, but that's really just throwing salt on the wounds.
Continued...
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...Continued
Student's suit says Webster U. dumped him for lacking empathy, By Jennifer Mann, Monday, August 29, 2011
http://www.stltoday.com/news/local/metro/article_1882fe71-21a2-5516-8bc2-0ddd8cc9cdba.html
....Schwartz alleges in his lawsuit that he was deemed a poor performer after he wrote an anonymous letter to the dean criticizing a professor's teaching methods and noting the romantic relationship between that professor and an administrator.
Schwartz said in an interview that he had received favorable reviews on his performance until a Feb. 24 meeting with Dr. Stacy Henning, the director of counselor education at the university, who told him he needed to improve.
In a follow-up meeting on March 3, she pointed to three taped counseling sessions that showed he "would not make a good counselor because he lacked empathy," according to the lawsuit.
The lawsuit says Schwartz had written his letter only weeks earlier.
Susan Clauss, the program director at Family Resource Center, where Schwartz performed his field work, said she is prohibited from talking about staff or volunteer performance.
The American Counseling Association code of ethics, which is posted on Webster University's counseling department Web page, requires that counselor education programs provide remedial support for students. Those performing poorly may be required to meet with an advisory committee that can design a path for improvement.
Schwartz said that never happened with him, but he would have welcomed it.
"I'm at an age now, at 44, where I'm committed to what I'm doing professionally," he said. "I'm more than willing to improve."
Schwartz said he left his job as a computer help desk technician to join the program. Newly married, he still owes at least $70,000 in student loans.
Albert Watkins, Schwartz's attorney, said while the dismissal gave Schwartz a chance to reapply to the program, that did not seem feasible.
"It's sort of like being kicked out of a country club," he said. "Do you really want to fight to retain your membership if everybody doesn't want you?"
Throughout the interview, Rev. Herb Mueller never said anything about bringing the price of seminary education down so more non-calling congregations could actually afford to call a candidate without monstrous student loan bills. He instead blamed the unaffordability factor on the rising cost of health insurance and benefits.
He did mention that the LCMS should work more with congregations to get them ready to call a pastor, and also pastors should be willing to accept calls where they will need a part-time job to make ends meet.
He did mention that in the past that seminary recruiters did include non-calling congregations in their figures to make it seem as though there were hundreds of long-term unfilled vacancies, and said it was not exactly dishonest to do so, but it wasn't exactly telling the whole truth, either.
I wonder whether, without that bit of misinformation, all the building projects at the seminaries would have been started. Surely that disinformation prematurely shut down any talk of merging the seminaries into one campus, or at least two campuses with one administration, and now those seminaries are as costly as ever with fewer students than ever, too.
He said that LCMS's World Relief (Harrison's old outfit) did help seminary students who didn't receive calls in the past, like the 13 Ft. Wayne students last year for some time.
He mentioned that back in 1939 his father didn't receive a call for two years due to the bad economy then. I say that all those kind of stories are quaint but irrelevant since back then the students weren't greatly indebted by the colleges and seminaries to the federal government. So they could go back to their towns or farms and wait for a long delayed call, and it was no great loss to them. Synod officials should not gauge their conduct by antiquated standards.
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Issues Etc: The Shortage of Pastoral Calls in the Lutheran Church-Missouri Synod
Interviewee: Pastor Herb Mueller, First Vice President of the Lutheran Church Missouri Synod
http://issuesetc.org/podcast/828083111H1S1.mp3
More Details on LCMS Seminary Fraud, Wednesday, August 31, 2011
http://ichabodthegloryhasdeparted.blogspot.com/2011/08/more-details-on-lcms-seminary-fraud.html
A 1987 CLTS (St. Catharines seminary) Graduate Publishes His First Book with CPH, and it has Walther on the cover. I guess St. Catharines is showing its Walther credentials.
Also, St. Catharines seminary has a new promotional video on the web:
http://www.brocku.ca/concordiaseminary/
New Seminary Video (16/06/10)
Interested in a peek at CLTS through the eyes of current students, recent graduates, and faculty? Check out our new video. Give us ten minutes of your time and we hope we'll excite you about our confessional, biblical environment and our multi-cultural family. See http://blip.tv/play/AYHmtzsC. Our new video, edited by Jesse Juhlke, will be premiered at LCC's National Youth Gathering in Edmonton this coming July.
Just because a school can disburse federal student loans doesn't
mean it is a safe bet. That's because currently the default rate is calculated by only the first two years after graduation, and a person needs to be 270 days behind on repayment before he or she is declared in default. Even with that low bar, 8.8% of borrowers are in default. The three-year default rate is 12%. Only 37% of borrowers pay back their loans on schedule even though many of those had their ten-year loans consolidated and converted into thirty-year loans to get lower monthly payments. Finally, the bar is set so low for schools. All they have to do is keep from having a 40% default rate in any one year, or 25% over
three consecutive years! The bar will inch up next year when the 3-year default rate be taken into consideration. The long term default rate for colleges is kept top secret, too. One can easier find blueprints for the H-bomb than the long term default rate for colleges!
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Student Loan Default Rates Rise Sharply in Past Year
By TAMAR LEWIN, September 12, 2011
http://www.nytimes.com/2011/09/13/education/13loans.html
According to Department of Education data released Monday, 8.8 percent of borrowers over all defaulted in the fiscal year that ended last Sept. 30, the latest figures available, up from 7 percent the previous year....
A recent study by the Institute for Higher Education Policy found that for every borrower who defaults, at least two more fall behind in payments. The study found that only 37 percent of borrowers who started repaying their student loans in 2005 were able to pay them back fully and on time.
The Department of Education is in the process of switching to a three-year default rate, in an effort to capture a more accurate picture....
Colleges with excessive default rates, either exceeding 40 percent in the latest year, or 25 percent for three consecutive years, can lose their eligibility for federal student aid programs. This year, five institutions — four of them for-profits — lost eligibility, Mr. Kvaal said....
Many borrowers, even those who are unemployed or earning little, can avoid default by participating in an income-based repayment program that began in 2009 but is not as widely used as might be expected. Under the program, borrowers who pay 15 percent of their discretionary income for 25 years — 10 years if they are in public service — can have the rest of their federal student loan debt forgiven; in 2014, that will go down to paying 10 percent of discretionary income for 20 years.
“In the age of income-based repayment, there is no reason for a student to default, since even a payment of zero dollars is acceptable payment, if you have zero discretionary income,” Ms. Cochrane said.
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http://www.foxnews.com/us/2011/09/12/student-loan-default-rates-jump/
The unemployment rate of 4.3 percent for college graduates remains substantially lower than for those without a degree. But many student borrowers don't finish the degree they borrow to pay for....
The department emphasized that it eventually manages to collect most of the money it's owed, even from defaulters. But that's part of the reason federal student loan defaults are so hard on borrowers — they can't be discharged in bankruptcy. Defaulting can also wreck students' credit and keep them from being able to return to school later with federal aid.
"There are very few avenues for escaping that," Cochrane said. Also, "many employers these days are starting to check credit so it can hurt your job prospects."
According to calculations by TICAS and using the latest available figures, in 2008 average debt for graduating seniors with student loans was $20,200 at public universities, $27,650 at private non-profits and $33,050 at private for-profits.
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Video: Federal Student Loan Default Rate Jumps to 8.8% (second 15 through 38):
http://www.youtube.com/watch?v=Mkkb79qOSAU&feature=player_embedded
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Seminaries ranked by cost for the 2011-12 school year:
Missouri Seminaries Are Leaders - In Charging Too Much:
http://ichabodthegloryhasdeparted.blogspot.com/2010/09/seminary-costs-compared-missouri-leads.html
Two proposals, one from Ichabod and the other from Steadfast Lutherans:
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Rev. Brunhilda Sings, "It is over, Walther", September 26, 2011
excerpt: I [Bruce Church] propose that the pastoral ministry and financial situation of the LCMS seminaries, and synod, is so bad, and the funding priorities are so far off course in the LCMS, that the fat lady has sung for Walther's non-hierarchical church and ministry model.
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Steadfast Lutherans proposes that an overture at the 2013 LCMS be that the seminaries only accept 10% of students as SMPs.
To Train Pastoral Candidates Thoroughly
September 29th, 2011Post by Norm Fisher
TO TRAIN PASTORAL CANDIDATES THOROUGHLY
http://steadfastlutherans.org/?p=82
WHEREAS, Jesus commanded His apostles to make disciples of all the nations by baptizing and teaching “all (emphasis added) that I have commanded you…” (Matthew 28:20); and
WHEREAS, God, through the Apostle Paul, listed as one of the qualifications for pastors that they be “able to teach” (1 Timothy 3:3); and
WHEREAS, believers and unbelievers alike benefit from a clergy that is well-trained and well-versed in all areas of Christian doctrine; and
WHEREAS, even society at large stresses the great benefits of receiving more college education and not less; therefore, be it
RESOLVED, that the ((DISTRICT)) in convention memorialize the 2013 Lutheran Church—Missouri Synod Convention to do two things: 1) encourage our district and synodical officials and the officials of our seminaries in Saint Louis and Fort Wayne to strongly impress upon prospective seminary students the great benefits of receiving as much seminary education as possible, and 2) to put an upper limit of 10% of the previous year’s enrollment for first-year seminary students that can enter the Specific Ministry Program (SMP) the following academic school year (for example, if Concordia Theological Seminary in Fort Wayne had 50 first-year students enrolled at the beginning of the 2011-2012 academic school year, they could accept up to five SMP students for the 2012-2013 academic school year).
Federal Student Loan Income-Based Repayment Plan (IBR), aka, income-sensitive repayment plan, aka Student Loan Forgiveness Program:
http://studentaid.ed.gov/PORTALSWebApp/students/english/IBRPlan.jsp
For an application form for IBR, you must ask your student loan provider to mail you an application.
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